BSA/AML compliance services for YOUR check cashing business
Each engagement is scoped to your services, volume, and risk. Take one piece or build the full program — every deliverable is written to stand up to examination.
BSA/AML Compliance Reviews
We review your BSA/AML program end-to-end: your written policies, CDD/EDD procedures, SAR and CTR filings, recordkeeping, transaction monitoring, and OFAC screening. You receive a prioritized findings report with a remediation roadmap you can act on immediately.
What you receive
- On-site or remote document review
- Findings & risk-rated report
- Remediation roadmap
- Examiner-ready documentation
AML Compliance Manuals
Every check cashing business requires a written BSA/AML program. We draft a manual tailored to your services, volume, and risk profile — covering policies, procedures, CDD, SAR/CTR processes, training, and independent testing. Delivered in a binder edition as well as an editable format your team can maintain. También disponible en español.
What you receive
- Custom policy & procedure manual
- CDD / EDD frameworks
- SAR & CTR procedures
- Training & testing plans
Independent Testing
BSA rules require periodic independent testing of your AML program. We perform an objective review of your program's design and effectiveness, test transaction samples, and produce a formal report suitable for your files and your examiner.
What you receive
- Scope-tailored test plan
- Transaction sampling
- Formal independent test report
- Management response tracking
Title 31 IRS Audits
A sound AML program starts with the right tools. We assess your products, customers, geography, and transaction types to produce a documented IRS-approved BSA/AML compliance manual that justifies your controls and monitoring — and updates as your business changes.
What you receive
- In-depth AML compliance manual
- Controls effectiveness review
- Pain-free recordkeeping
- Independent Reviews
SAR & CTR Support
Deciding whether to file and writing a strong SAR narrative is hard. We support your team on filing decisions, narrative drafting, CTR accuracy, and the 5-year recordkeeping requirements — so your filings are defensible and timely.
What you receive
- Filing decision support
- SAR narrative review
- CTR accuracy checks
- Recordkeeping guidance
MSB Bank Accounts
Banks that offer MSB accounts for check cashing, wire transfer and money order services require annual audits of your BSA/AML program. We prepare and support you through the bank's review process, providing the assurance documentation your institution expects so you can maintain and renew your MSB banking relationships without disruption.
What you receive
- Annual audit preparation
- MSB account onboarding package
- Bank-ready compliance documentation
- Renewal & ongoing assurance support